Handelsbanken is a full-service bank with a nationwide branch network in Sweden, the UK, Denmark, Finland, Norway and the Netherlands. The Bank regards these six countries as its home markets. Handelsbanken was founded in 1871 and currently has nearly 12,000 employees working in more than 20 countries.
Since the early 1970s, Handelsbanken’s organisation has been strongly decentralised and operations are always based on the customer's requirements. This means that all business decisions regarding individual customers’ relationships with the Bank are taken close to the customer.
Handelsbanken has more satisfied customers than peer banks, is one of the most cost-effective listed full-service banks in Europe and every year during the past 44 years has had higher return on equity than the average of peer banks.